Good afternoon, my name is Gerald, I represent btcnews.biz , where we publish the latest crypto news about trends in bitcoin and crypto assets. After the appearance of the world's first cryptocurrency Bitcoin in 2009, the market has developed rapidly and now includes a wide range of different instruments based on the use of distributed ledger technology, among other things 1.The broadest term for such instruments is crypto-asset - an asset that exists in digital form or is a digital representation of another asset and is created using distributed ledger technology. Different crypto-assets have different functions: some are used for payments and others are not, some are similar in nature to securities. Let's take a closer look at the classification of crypto-assets.
The issuer of central bank digital currency is the state, represented by the central bank. Privately issued assets can include electronic money (eMoney), unsecured cryptocurrencies, Stablecoins and tokenized assets2: 1) eMoney is a digital alternative to cash issued by a private issuer 3. 2) Unsecured cryptocurrencies (bitcoin - the world's most common cryptocurrency and altcoins 4) - cryptoassets characterized by the absence of collateral, cannot
can not be redeemed from+T2 the issuer and are intended for use as a means of payment. 3) Stablecoins - cryptoassets that differ from altcoins and bitcoins in that they are secured by other assets and/or they are issued using a special system that limits
exchange rate volatility. They may be used for payment purposes or be analogous to a money-market fund or other property complex. The security mechanism may not have a proper legal basis and may be opaque and incomplete.
4) Tokenized assets - cryptoassets, used for fixation of certain rights for their owners, which can be divided into the following types: analogues of debt securities, analogues of shares (confirmation of participation in the capital of an organization), confirmation of the right to receive a certain good or service